Disclaimer
General
The information provided on this website is of a general nature. This site provides information about the services and the members of Morgan Wealth Management Pty Limited (Morgan Wealth Management). While Morgan Wealth Management has taken reasonable care in providing this information, the material contained on this site may not necessarily be accurate, reliable, complete or current.
The information has not been prepared taking into account any person’s particular needs, financial situation or investment objectives and should not be relied upon as a substitute for strategic, accounting or investment advice. Please speak to an appropriately qualified professional at Morgan Wealth Management if you wish to follow up any of the information contained on the site.
Users Obligations & Information
Unless otherwise specified, copyright of the information provided on this website is owned by Morgan Wealth Management. Users must no do anything to alter or modify this site. Morgan Wealth Management will endeavour to update this website as needed. However information can change without notice. Users of this site must not use the material in this site for any purpose other than a source of information for personal use.
Morgan Wealth Management does not accept any responsibility arising in any way for errors in or omissions from the information contained on this site. Morgan Wealth Management does not accept any loss or damage from the reliance on the content of this site. The information is only provided to Australian residents and not for the use of any persons outside of Australia. References to currency in this website are to Australian dollars.
Third Part Information and Website Links
This website may contain links to other websites operated by entities which do not belong to Morgan Wealth Management. Morgan Wealth Management has no control over the information contained on these sites or the products or services they promote and therefore cannot confirm the accuracy and reliability of the information, services or products contained. These links have been provided for convenience only. Morgan Wealth Management does not endorse or approve third party information, products or services provided on a third party site.
Morgan Wealth Management will not be liable to any party for any loss or damage arising either directly or indirectly from the reliance on, the use of or inability to use third party information or third party websites.
Viruses
Morgan Wealth Management cannot with absolute certainty, guarantee that any files obtained from or through the site are free from computer viruses or other defects. Any such files are provided and may only be used on the basis that the user assumes all responsibilities for any loss, damages or consequences resulting directly from the use of those files.
Privacy
Please read the privacy policy statement to understand how your personal information will be treated when you use this site.
Privacy policy
Morgan Wealth Management Group Pty Limited ABN 37 103 016 002
About this Policy
At Morgan Wealth Management, we recognise that your privacy is important to you. This policy has been developed to provide you with information on how we collect, store, use and disclose your personal information. By personal information, we mean information or a statement of opinion about a person whose identity is apparent or can reasonably be ascertained.
Morgan Wealth Management Pty Limited abides by the National Privacy Principles established under the Privacy Amendment (Private Sector) Act 2001. A summary of the National Privacy Principles is available by contacting our office. Our contact details are provided at the end of this document.
Collection
As a financial services organisation, we are subject to legislative and regulatory requirements that we obtain and hold clients’ personal information. For us to provide you with a comprehensive financial planning and advice service, information we need may include:
• details of your relevant personal circumstances, including your objectives, needs and financial situation (e.g. assets, liabilities, income, expenses, insurance policies, superannuation funds etc.);
• details of your investment preferences and your aversion or tolerance to risk;
• tax file numbers;
• information about your current employment and employment history, family commitments and social security eligibility;
• details related to your health (or other sensitive personal information), particularly when we are recommending risk insurance policies; and
• other relevant matters as they arise.
If you do not provide us with the personal information requested, you may be exposed to greater
risk in respect of our advice. In which case, you would need to consider the appropriateness of our advice in light of your personal circumstances before acting.
Information Collection Policies
We will only collect personal information about you if you have knowingly provided that information to us or have authorised a third party to do so. This information will only be collected, maintained and used, as required, to provide you with our services such as:
• financial planning and associated advice;
• the preparation of accounting records and tax returns; and
• administration of your superannuation fund.
Information use and disclosure policies
We will not use or disclose your personal information for any purpose other than:
(a) the purpose for which it was provided or a related secondary purpose where you would
reasonably expect us to use or disclose the information; or
(b) where you have consented to such disclosure; or
(c) where required or authorised under law, in circumstances relating to public health and
safety and in connection with certain operations by or on behalf of an enforcement body.
We are obliged under the Corporations Act 2001 to maintain certain records and make them available for inspection by the Australian Securities and Investments Commission. The Anti-Money Laundering/Counter-Terrorism Financing Act 2006 also requires us to collect certain personal information about new and existing clients. We are also required, under the Rules of
Professional Conduct of the Financial Planning Association of Australia (FPA), to make certain information available for inspection by the FPA, to ensure ongoing compliance with mandatory professional standards. In addition, we may contract external parties to conduct due diligence, compliance or financial audits and this may involve the disclosure of your personal information. We may disclose your personal information to superannuation fund trustees, insurance providers, mortgage providers and product issuers to give effect to your financial strategy, the recommendations we make to you and the administration of your affairs. We may use your personal information to provide you with direct marketing material that you may find of interest. If you request not to receive this information, we will stop sending it to you within two weeks of your request. In order to ensure that you receive a personal and tailored service, your personal information may be made available to our employee representatives, taxation and accounting staff, and superannuation fund administrators. It is a condition of our agreement with each of our representatives and staff that they adopt and adhere to this privacy policy. If you have any concerns in this regard, you should contact us.
Document storage and security policies and practices
Your personal information is generally held in your client files. Information may also be held in a computer database. We will seek to ensure that the personal information collected and held by us is protected from misuse, loss, and from unauthorised access, modification or disclosure. At all times your personal information is treated as confidential. All computer-based information is protected through the use of access passwords on each computer. Data is backed up each evening and stored securely off site. In the event you cease to be a client, any personal information that we hold will be maintained on site or in a secure off site storage facility for at least seven years in order to comply with legislative and professional requirements. After that time, the information may be destroyed. Please note that if you are an investor in a syndicate or scheme, your records will be maintained for seven years after the termination of that syndicate or scheme.
Gaining access to and correcting your personal information
You may request access to your personal information at any time, and there may be a reasonable charge for this service. We will provide you with access by either giving you copies of the information requested, allowing you to inspect the information requested, or by providing you with an accurate summary of the information held. We will not, however provide you with access to personal information, which would reveal any confidential formulae or the detail of any in-house evaluative decision making process. Instead, we may give you the result of the formulae or process or an explanation of that result. The National Privacy principals place other restrictions on accessing your personal information. Some of the restrictions include where:
• providing access would have an unreasonable impact on the privacy, or would pose a serious and imminent threat to the health, of any individual;
• the request for access is frivolous or vexatious; or
• the provision of access is unlawful or would be likely to prejudice a criminal investigation.
If we decline your request for access, we will provide you with an explanation for that refusal. We will try to ensure that, at all times, the personal information we hold about you is accurate and
up to date. If you can show us that the personal information we hold about you is inaccurate, incomplete or outdated, and we agree that the information requires correcting, we will take all
reasonable steps to correct it.
How a privacy complaint may be made
We are committed to providing you with a fair and responsible system for handling complaints. If at any time you have any complaints in relation to privacy, please contact our Privacy Officer at one of the points referred to below. We will try to resolve any concerns you may have to your satisfaction within seven days; however, if you are unhappy with our response you are entitled to contact the Office of the Privacy Commissioner who may investigate your complaint further.
Our Contact Details
To: The Privacy Officer
Address: Suite 7, 828 High Street, Kew East Vic 3023
PO Box 367, East Kew Vic 3023
Telephone: +613 9859 7899
Facsimile: +613 9859 7844
E-mail: privacy@morganwealth.com.au
Additional information about privacy in Australia may be obtained by visiting the web site of the Office of the Federal Privacy Commissioner at http://www.privacy.gov.au.
Clients Login
Morgan Wealth Management Group provides clients with 24/7 secure online access to the latest leading edge financial strategies covering a wide range of personal circumstances.
We also provide clients with online VisiWeb access to the personal, corporate and superannuation investment portfolios which are updated by 11.00am each day to reflect valuations as at the close of business the previous day.
Client Userid
Password
If you do not remember your Userid or Password, please either send an email to Morgan Wealth Management Group:
or telephone Morgan Wealth Management Group on +613 9859 7899 between 8.30 am and 5.00 pm weekdays.
